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Everything you need to know about Bankto

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How To Articles

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Documentation Guide

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Explore our Enterprise payment widget Documentation for user-friendly guidance. Access information seamlessly.

Bankto Wallet App

Discover clear Bankto Wallet App App instructions on for a seamless user experience, from setup to advanced features.

Please apply by filling in the contact form or send an email to Our sales managers will contact you as soon as possible.

The integration with Bankto is free. We only charge transaction fees. Our transaction types are deposit, withdrawal and exchange. We also have combined transactions, such as deposits with instant exchange. The fees depend on therequired options and the merchant’s business model. Please apply at for an individual commercial offer.

At the moment, we accept over 50 different altcoins (BTC, BCH, LTC, ETH, ETC, XRP, USDT, USDC) and Tether tokens (ERC20, TRC20 networks). We are working on adding more currencies. You can see the full list of supported currencies in the Supported crypto currencies section.

provides an opportunity for both merchants and their end-users to send and receive over 140 cryptocurrencies within their Bankto accounts, crediting the counterparty’s balance in the required coin. This option is available in manual mode for end-users and through the appropriate API for businesses.

Yes. Bankto has a built-in instant exchange function. It allows merchants to immediately exchange the cryptocurrency paid by their customer into the fiat currency chosen by the merchant.

We make settlements at your request. We do not use rolling reserves, so 100% of the funds are available for withdrawal at any time. We also have an auto withdrawal option for cryptocurrencies: the system makes settlements automatically when the account balance reaches a certain threshold.

Absolutely. Your funds are stored in an offline (“cold”) wallet protected from cyber attacks. An operational (“hot”) wallet holds the funds required for automated operations such as multiple payments to your clients. This wallet holds Bankto’s operating funds. So we have got you covered. Prior to the integration with Bankto, you decide how much money you want to keep in our system, thereby setting storage limits. All funds exceeding these limits (bankroll) will be automatically transferred to your external address.

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